Prodigy Innovative Ventures is a full-spectrum FMO built for the agents and agencies who refuse to be limited by single-carrier contracts, slow payouts, or absent support.
"We built PIV because the producers who actually move the industry — the closers, the agency owners, the field generals — deserve a platform that earns its place behind them, not in front of them."
PIV is a nationwide independent marketing organization that holds contracts with most major carriers across every line of business an insurance professional could need. We exist to give independent agents and downline agencies the contracts, technology, and operational support to write more business, retain more clients, and grow without ceiling.
Every decision we make starts with one question: does this help our producers write more business and keep more of what they earn? If the answer isn't yes, we don't ship it.
Every major line of insurance under one umbrella. No more juggling four different FMOs to serve one client.
Contracts with most major carriers across all 50 states. Your license is your only geographic limit.
Qualifying products pay commissions every Friday. Real cash flow, not quarterly reconciliation theater.
Live people on the phone. Onboarding that actually onboards. Backed by a team that knows the business.
PIV isn't just a contracting shop. We're the operational backbone for agents and agencies serious about long-term growth — with the systems, contracts, and team to back it up.
Compensation reviews at Year 1 and Year 2 based on what you write. Outperform and earn more — it's that simple.
Bring your own agents. Bring your own agencies. We actively support recruiting and reward producers who scale teams.
Need a CRM? Rent ours. Already have a system? Keep it. No forced infrastructure, ever.