PIV provides the contracts, infrastructure, and operational backbone. You build the agency. Bring your agents, build your downline, and partner with an FMO that actively wants you to win.
PIV offers two distinct partnership tiers for downline agencies — pick the one that matches how your agency operates and how much upside you want to capture.
PIV is structurally designed to support downline agencies, not to compete with them. Every system, every contract, and every team member exists to help your agency grow.
Bring your existing agents, your existing agency relationships, and your downline structure. PIV slots in behind you.
Equip your agents with contracts across most major carriers in all 50 states. Recruit and retain on the strength of your roster.
Recruit downline agencies under your umbrella. PIV actively supports and rewards your expansion — your growth is our growth.
Predictable cash flow for your agency and your downline agents -- commissions on qualifying products disburse every Friday.
Every line of business under one roof. Your agents can write whatever your clients need without leaving the platform.
Agency owners get direct lines to PIV leadership. No ticket queues. No layered handoffs. Real conversations with real decision-makers.
PIV doesn't lock anyone in. Agency partnerships come with clear, mutually-agreed exit notice periods that give both sides time to transition cleanly — protecting your clients, your reputation, and ours.
Our model only works if your agency grows. We don't have a parallel direct-to-agent program that competes with you. We don't poach your downline. We don't compress your override.
When your agency wins, PIV wins. That's the entire architecture.